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Valuations
Having your Jewellery valued can be a worthwhile process.
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Why Have Your Jewellery Valued?
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For Insurance
With hundreds of homes broken into every day and thousands of pounds worth of jewellery stolen, an insurance valuation could well be an excellent investment.
A professionally prepared valuation is based on the current cost of replacing your jewellery with similar items. We would suggest, because of ever fluctuating costs, that it would be wise to have your jewellery re-valued every three years. This ensures adequate cover, financially at least, in the event of loss, damage or theft.
For Probate
A valuation for probate is a confirmation of the value of jewellery in an estate. It is based on the likely sale price had the jewellery been sold at auction at the time of death of the owner. Since this value is determined by market forces, it will be considerably lower than a valuation for insurance purposes.
For Private Sale
This type of valuation determines a fair selling price on a piece offered for private sale by one individual to another. The value is typically higher than that for probate but lower than the replacement retail value.
Your Valuation
A professionally prepared valuation contains a comprehensive list of information which includes the name of the company instructed to do the valuation and the address at which the valuation is carried out. It shows clearly the purpose of the valuation and for whom it is being prepared. It provides a sufficiently detailed description to enable identification, together with a statement of an opinion of the value, as well as the total of the valuation. The valuation is dated and it bears the signature of the valuer who produced it.
All of the aforegoing information must appear on a valuation schedule to make it valid.
Your Valuer
The knowledge, experience and skill upon which a reliable valuation is based requires years of training, supported by specialist technical equipment when necessary. It is important that you entrust your jewellery only to jewellers with the required knowledge and equipment.
Professionalism is assured at Henderson The Jewellers, the reputable family firm, established in 1886. The resident Company Valuer is a highly qualified specialist holding both the Fellowship Diploma and the Diamond Certificate of the Gemmological Association of Great Britain. His experience of valuations spans twenty-five years.
Your Photographic Record
Supporting
the recommendations of the Police and Insurance Companies,
Henderson The Jewellers are now pleased to be able to
provide a photographic record of your jewellery at the
same time as your written valuation. As a matter of course
with every valuation we carry out, any individual item
which is valued at £500 or more will automatically receive
a free photograph. The photographs are taken with a digital
camera and are produced as an integral part of the valuation.
This will give the police the best possible chance of
recovering your property; if stolen, and giving you proof
of ownership if the items are recovered. The valuation
document, should be kept safely in a separate place from
your jewellery.
Valuations are carried out on the premises, however; a home visit can be arranged, if required.
For your own peace of mind, ask Henderson The Jewellers to carry out a professional valuation on your jewellery. It could prove to be an excellent investment!
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| Document Fee |
£10.00 |
| Percentage Fee |
2%
For first £1000
1% thereafter |
| Visit Fee |
By Arrangement |
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